We have put together a FAQ’s Factsheet and list of insurance companies that provide information and insurance cover for community and not for profit groups.
Please note Centacare Volunteer Service does not promote the use of one company over another, this list is simply a guide of those we know about that have provided good service to ourselves or our member organisations.
The Not-for-profit law website is another excellent resource for volunteer-involving organisations seeking information regarding insurance issues.
Important points about volunteers and insurance**
- Workers compensation insurance generally does not cover volunteers (rare exceptions) when they are injured
- Public liability insurance will usually cover injuries an NFP volunteer causes to others (eg members of the public) but may not cover injuries to volunteers
- While mot NFP’s have public liability insurance (injuries to public) and those with employees have WorkCover (injuries to employees) – the potential gap is injuries to volunteers
- Consider volunteer personal accident insurance (Centacare Volunteer Insurance requires this type of cover for Agencies who register with our service)
**taken from Justice Connect – NFP Law